Your money questions – ‘Is now a good time to invest in an approved retirement fund or an annuity?’

Q I retire at the end of this month and I would appreciate advice regarding the best way to invest my pension. I am listening to news about upheaval in global markets and Donald Trump’s tariffs. Is now a good time to buy an annuity or invest in an ARF (approved retirement fund)? I will be 67 soon.

A Your appetite for, and understanding of, investment risk will very much determine whether or not an ARF or annuity is more suitable for you, said Glenn Gaughran, head of business development with the Independent Trustee Company..