UCO Bank Q4 Update: Business Grows 14%, Loan-Book Expands 20%

UCO Bank reported healthy business growth of 14% on a yearly basis in the January-March period of financial year 2025, driven by expansion in the domestic loan book.The total business, which includes deposits and loans, stood at Rs 5.13 lakh crore in the fourth quarter, compared to Rs 4.

5 lakh crore in the corresponding period last year, the public sector bank said in its quarterly business update.Domestic advances of the state-owned lender jumped 20.37% to Rs 1.



95 lakh crore. On a sequential basis, the growth was 6.56%.

The total advances were up 17.65% to Rs 2.2 lakh crore.

Deposits increased by 11.41% to Rs 2.93 lakh crore, despite rising only 4.

64% over the December quarter.The current-account savings-account ratio, a key indicator of a bank's financial health and used to assess its profitability, stood at 37.9% at the end of March in comparison to 39.

25% in March 2024 and 37.97% in December 2024.AWL Agri Q4 Business Update: Revenue Up 36%, Volumes Rise 7%The credit-deposit ratio fell marginally to 75.

01% from 71.02% a year earlier. A CD ratio is an important indicator of a bank's health because it shows how well the bank can cover loan losses and customer withdrawals.

A high CD ratio indicates that a bank has made a large amount of loans relative to its deposits, which can be a sign of increased risk and reduced liquidity. A low CD ratio may indicate poor credit growth compared to deposit growth.Shares of UCO Bank closed 1.

17% higher at Rs 30.39 apiece on the BSE before the announcement, compared to a 0.42% decline in the benchmark Sensex.

The share price has fallen 46% in the last 12 months and 31% on a year-to-date basis. HDFC Bank Q4 Updates: Deposits Rise 14%; Gross Advances Up 5.4%.

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