Seven years of small and consistent changes helped grow our family investment portfolio from zero to €700,000

In 2017, my wife and I had just celebrated the birth of our third child. From the outside, life seemed perfect: a lovely family, a beautiful home, and a nice car in the driveway. I worked as a software developer, earning €65,000 per year.

The job was challenging, with tight deadlines and constant pressure to solve urgent issues. Despite our decent income, a sense of dread loomed over our finances..