1 week Ago By Shyamu Maurya
Saturday, October 19, 2024 Facebook Instagram Twitter WhatsApp Youtube Personal Finance Education Entertainment Jobs Alert Sports Hindi Technology Complaint Redressal. Fact-Checking Policy Correction policy Authors and Team DNPA Code of Ethics Onwership and Funding Cookie Policy Terms of Service Disclaimer Contact US About Us More Search Home Personal Finance Senior Citizen Savings Scheme: You will get more than Rs 20,000 every..
. Personal Finance Senior Citizen Savings Scheme: You will get more than Rs 20,000 every month under Post Office Scheme! You have to invest once By Shyamu Maurya October 19, 2024 0 1 Share Facebook Twitter Pinterest WhatsApp Telegram Post Office Scheme: Deposit 10 thousand in your daughter's name and get 37.68 lakhs! Know how Senior Citizen Savings Scheme: Today we are going to tell you about one such scheme under the post office, which will give you income every month.
You have to invest money in this scheme only once, then you will keep getting the amount as monthly income. Many government schemes are operated by the government under the Post Office, under which the benefit of tax and higher returns is available. These small savings schemes under the post office are considered a safe investment option, due to which most of the population of the country invests in these schemes.
These schemes provide different types of profits along with making more profits. Today we are going to tell you about one such scheme under the post office, which will give you income every month. You have to invest money in this scheme only once, then you will keep getting the amount as monthly income.
Actually, we are talking about the Senior Citizen Savings Scheme (SCSS) of the post office. This is a scheme that will give you a fixed income every month after retirement. You can take Rs 20,500 every month for five years.
How much interest rate is available? Senior citizens investing in the Senior Citizen Savings Scheme can earn up to Rs 20,000 every month. The interest rate under this scheme is 8.2 percent, which is revised every quarter.
However, this interest rate is calculated on an annual basis. This is the highest interest rate given in any government scheme. Its maturity period is five years.
There is also an option to extend it after five years. Indian citizens above 60 years of age can invest a lump sum amount in this scheme. How much can you invest? Earlier the maximum investment limit under this scheme was Rs 15 lakh, which has been increased to Rs 30 lakh.
If you invest Rs 30 lakh in it, you will get about Rs 2,46,000 as interest every year. In such a situation, you will have a monthly income of Rs 20,500 every month. It guarantees regular income every month after retirement.
Who can invest? If you want to invest under this scheme, you can contact the nearest post office and bank. People aged 60 years and above can invest in the SCSS scheme. Also, if someone voluntarily retires at the age of 55 to 60 years, then they can open an account in it.
Tax has to be paid Under this scheme, people have to pay tax on income. SCSS scheme also provides the facility of tax savings, under which you can reduce your tax liability. You can visit the official website of the post office for more information under this scheme.
You can also contact the post office agent. Join Informal Newz Tags Senior Citizen Savings Scheme senior citizens Share Facebook Twitter Pinterest WhatsApp Telegram Previous article PPF Invest: Get ₹10 lakh by depositing ₹100 daily..
. You will get amazing benefits in this government scheme Shyamu Maurya Shyamu has done Degree in Fine Arts and has knowledge about bollywood industry. He started writing in 2018.
Since then he has been associated with Informalnewz. In case of any complain or feedback, please contact me @[email protected] RELATED ARTICLES Personal Finance PPF Invest: Get ₹10 lakh by depositing ₹100 daily.
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