OYO New Rules: Couples will have to show marriage certificate for booking in OYO! New rules have come into effect

Monday, January 6, 2025 Facebook Instagram Twitter WhatsApp Youtube Personal Finance Education Entertainment Jobs Alert Sports Hindi Technology Complaint Redressal. Fact-Checking Policy Correction policy Authors and Team DNPA Code of Ethics Onwership and Funding Cookie Policy Terms of Service Disclaimer Contact US About Us More Search Home Personal Finance OYO New Rules: Couples will have to show marriage certificate for booking..

. Personal Finance OYO New Rules: Couples will have to show marriage certificate for booking in OYO! New rules have come into effect By Shyamu Maurya January 6, 2025 0 8 Share Facebook Twitter Pinterest WhatsApp Telegram OYO New Rules: Couples will have to show marriage certificate for booking in OYO! New rules have come into effect Rule Changed: Customers who repeatedly take more than one personal loan may face increased difficulties. RBI has changed their rules.



Banks and financial institutions giving loans will now have to update the credit bureau records of such customers within 15 days. OYO New Rules: Customers who repeatedly take more than one personal loan may face increased difficulties. RBI has changed the rules for this.

According to this, banks and financial institutions giving loans will now have to update the credit bureau records of such customers within 15 days. Earlier this was done in one month. Reserve Bank says that this will help in better assessment of the risk of the borrowers.

This will be the effect Experts say that loan installments (EMIs) are paid on different dates in a month. Updating the credit record once a month can delay the information of missed installments or payments by up to 40 days. This delays the credit evaluation, which affects financial institutions.

Now by reducing the time to 15 days, this delay will be reduced significantly. Due to more frequent updates, lending institutions will be able to get the correct information about defaults in time. There will be a check on loan for loan Finance companies say that this change will also stop the cases of ‘evergreening’.

In this, the borrowers take a new loan when they are unable to repay the old loan. This increases their total loan amount. This step gives immediate relief to the borrowers but increases the risk for banks and financial institutions.

In this way, the borrowers are never able to repay their old loan completely and the burden of debt keeps increasing. The directive was issued in August RBI had issued this directive in August and had given time till January 1 to the loan providers and credit bureaus to update their systems. Experts say that when new borrowers take loans, they sometimes take multiple loans at once, which makes it difficult for them to repay them.

Now by updating the data frequently, this situation will be reduced and the behavior of the borrowers can be understood better. Tags OYO New Rules Share Facebook Twitter Pinterest WhatsApp Telegram Previous article Watching TV will become more expensive from February 1, check the new rates today Shyamu Maurya Shyamu has done Degree in Fine Arts and has knowledge about bollywood industry. He started writing in 2018.

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