Money makeover: The spending habits financial experts wish you would avoid — and how to break them

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Most of us are guilty of some bad spending habits. It could be late-night shopping, not saving or having too many subscriptions.

Eleven financial experts share the small shifts that can make the biggest difference to your bank balance Bad money habits can prevent you from saving money. Photo: Getty Most of us are guilty of some bad spending habits. It could be late-night shopping, not saving or having too many subscriptions.

Yet whatever these bad habits are, it often just takes a little push to scrap them and get that hard-earned money back in your pocket..