6 hours Ago By Anamta Shehzadi
Share Share Share Share Email Key Takeaways PMS investment is ideal for HNIs and sophisticated investors looking for tailored wealth management. Understand what is the minimum investment in PMS (₹50 lakhs as mandated by SEBI). Learn how to invest in PMS in India with a step-by-step guide covering eligibility, selection, strategy, and funding.
PMS services in India offer customized strategies, unlike mutual funds or traditional options. Aequitas offers one of the best portfolio management services in India, having delivered superior long-term returns of 32% CAGR over 12 years in Indian equities. What is PMS Investment and Why is it Popular Among HNIs? PMS or Portfolio Management Services refer to professionally managed investment portfolios tailored to meet the financial goals of High Net-Worth Individuals (HNIs).
Unlike mutual funds, PMS investment is more personalized, allowing fund managers to customize asset allocation based on an investor’s risk appetite, goals, and preferences. HNIs often choose PMS for higher return potential, transparency, and expert management, making it a preferred option over traditional investment routes. Who Can Invest in PMS in India? If you’re wondering how to invest in PMS , the first step is determining your eligibility.
PMS in India is designed for: Individuals with a high investible surplus Non-Resident Indians (NRIs) Corporates, partnership firms, and trusts As per SEBI regulations, only investors who can allocate a minimum of ₹50 lakhs are eligible. However, elite PMS providers like Aequitas Investments require a higher minimum—to ensure a more curated and high-performing investment experience. What is the Minimum Investment in PMS? One of the most common questions is what is the minimum investment in PMS? According to SEBI, the minimum threshold is ₹50 lakhs.
However, firms offering the best portfolio management service in India , such as Aequitas, often set higher benchmarks to maintain exclusivity and portfolio quality. For investors seeking a lower ticket size product with access to Indian public equities and expert management, Aequitas also offers Alternative Investment Fund (AIF) options. Step-by-Step Guide: How to Invest in PMS Here’s a simplified roadmap on how to invest in PMS in India : Step 1: Choose a SEBI-Registered PMS Provider Select a provider with a proven track record.
With heavy capital investment involved, you must ascertain that the PMS provider is registered with SEBI. Then, you can consider names that rank among the best PMS in India , like Aequitas, known for its 32% CAGR over 12 years. Step 2: Assess Your Risk Appetite and Investment Goals Understand whether you are aiming for aggressive growth, balanced returns, or capital preservation.
This helps in aligning with the right strategy. Step 3: Compare PMS Strategies PMS strategies include: Discretionary : Portfolio is managed fully by the fund manager. Non-Discretionary : Investment decisions are made after client approval.
Advisory : Client executes transactions based on advice given. Step 4: Review the Performance Track Record Analyze the historical performance, especially during market downturns. Aequitas Investments, for example, has delivered exceptional alpha through contrarian bets and long-term holdings.
Step 5: Understand the Fee Structure PMS charges can include management fees, performance fees, and administrative charges. Understand whether the fees align with your investment objectives. Step 6: Complete KYC and Sign Agreements Once selected, you’ll need to complete formalities like submitting KYC documents, signing PMS agreements, and providing Demat details.
Step 7: Fund Your PMS Account Transfer funds to activate your account. Post that, the fund manager begins portfolio construction based on your selected strategy. Key Things to Know Before You Begin PMS Investment Taxation : PMS investments are taxed based on actual realized gains.
Reporting : PMS providers often offer detailed quarterly reports. Lock-in : Generally, there’s no lock-in, but a recommended horizon of 5+ years is advised to exercise power of wealth compounding. Why Consider Aequitas for Your PMS Investment? Aequitas offers one of the best portfolio management services in India , registered with SEBI and having a proven record of building wealth spanning over 12 years, for HNI, UHNI, promoters, and institutions: Track Record : 32% CAGR over the last 12 years Tailored Portfolios : No model portfolios—each portfolio is bespoke Long-Term Focus : Average holding period of over 5 years Research-Driven : 100% in-house, data-backed decision-making High Margin of Safety : Contrarian picks focused on future potential If you’re looking for high-conviction PMS services in India , Aequitas is a trusted name with proven alpha-generation capabilities.
And for those with a smaller investment capacity, their AIF product offers a curated equity exposure through a lower entry point. Conclusion: Is PMS the Right Investment Route for You? PMS investment is a powerful tool for wealth creation if used strategically and with the right partner. Understanding how to invest in PMS helps HNIs and sophisticated investors navigate the complexities and choose a service that aligns with their financial ambitions.
With rising interest in professional fund management, transparency, and personalization, PMS is gaining ground as a premier investment option. If you meet the eligibility criteria and are looking for the best PMS in India , Aequitas offers world-class expertise, a solid performance track record, and bespoke portfolio solutions tailored to your unique investment journey. Whether you’re an ultra-HNI looking for tailored PMS or an investor seeking a credible AIF option, Aequitas has you covered.
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