2 weeks Ago By Defense World Staff
Orange County Bancorp ( NASDAQ:OBT – Get Free Report ) and Unity Bancorp ( NASDAQ:UNTY – Get Free Report ) are both small-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their risk, dividends, profitability, valuation, institutional ownership, earnings and analyst recommendations. Dividends Orange County Bancorp pays an annual dividend of $0.92 per share and has a dividend yield of 1.
5%. Unity Bancorp pays an annual dividend of $0.52 per share and has a dividend yield of 1.
5%. Orange County Bancorp pays out 14.6% of its earnings in the form of a dividend.
Unity Bancorp pays out 13.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.
Unity Bancorp has raised its dividend for 11 consecutive years. Earnings and Valuation This table compares Orange County Bancorp and Unity Bancorp”s gross revenue, earnings per share and valuation. Institutional and Insider Ownership 42.
5% of Orange County Bancorp shares are owned by institutional investors. Comparatively, 42.3% of Unity Bancorp shares are owned by institutional investors.
10.5% of Orange County Bancorp shares are owned by insiders. Comparatively, 28.
9% of Unity Bancorp shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term. Analyst Recommendations This is a breakdown of current recommendations and price targets for Orange County Bancorp and Unity Bancorp, as reported by MarketBeat.
Orange County Bancorp currently has a consensus price target of $69.00, suggesting a potential upside of 15.67%.
Unity Bancorp has a consensus price target of $39.00, suggesting a potential upside of 14.98%.
Given Orange County Bancorp’s higher possible upside, equities analysts plainly believe Orange County Bancorp is more favorable than Unity Bancorp. Risk and Volatility Orange County Bancorp has a beta of 0.33, suggesting that its stock price is 67% less volatile than the S&P 500.
Comparatively, Unity Bancorp has a beta of 1.01, suggesting that its stock price is 1% more volatile than the S&P 500. Profitability This table compares Orange County Bancorp and Unity Bancorp’s net margins, return on equity and return on assets.
Summary Orange County Bancorp beats Unity Bancorp on 8 of the 15 factors compared between the two stocks. About Orange County Bancorp ( Get Free Report ) Orange County Bancorp, Inc., through its subsidiaries, provides commercial and consumer banking products and services, and trust and wealth management services to small businesses, middle-market enterprises, local municipal governments, and individuals.
It accepts various deposits, including interest-bearing and noninterest-bearing demand accounts, money market deposit accounts, savings accounts, and certificates of deposit. The company also offers commercial real estate loans, commercial and industrial loans, commercial real estate construction loans, residential real estate loans, home equity loans, and consumer loans. In addition, it provides traditional trust and administration, asset management, financial planning, and wealth management services.
The company operates full-service branches and loan production office in Orange, Westchester, Rockland, and Bronx counties in New York. Orange County Bancorp, Inc. was founded in 1892 and is headquartered in Middletown, New York.
About Unity Bancorp ( Get Free Report ) Unity Bancorp, Inc. operates as a bank holding company for Unity Bank that provides range of commercial and retail banking services to individuals, small and medium sized businesses, and professional communities. It offers personal and business checking accounts, time deposits, money market accounts, savings accounts, and retirement accounts, as well as noninterest and interest-bearing demand deposits.
The company also provides small business administration loans; commercial loans; and residential mortgage and consumer loans, including residential real estate, home equity lines and loans, and residential construction lines, as well as personal loans. In addition, it offers credit and debit cards, wire transfer, safe deposit box, automated teller, and internet and mobile banking services; and automated clearing house origination and remote deposit capture services. Unity Bancorp, Inc.
was incorporated in 1991 and is headquartered in Clinton, New Jersey. Receive News & Ratings for Orange County Bancorp Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Orange County Bancorp and related companies with MarketBeat.com's FREE daily email newsletter .
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