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If 2023 was the year of " ," then 2024 is the year of "loud budgeting." TikTok is responsible for the buzzy new trend that aims to encourage us to take control of our money and . Well, that's the idea anyway.
The term was coined by who posted his in/out list at the end of last year and declared loud budgeting as very much "in." Comments flooded the post with followers declaring it "so f*cking genius." Battle went on to post a deep diving into what loud budgeting actually means and how to stand by it.
Introducing the concept as the opposite of quiet luxury — the trend inspired by the likes of Sofia Richie and Kendall Jenner that involves a minimal, understated, and expensive aesthetic — he describes loud budgeting as "more chic, more stylish, more of a flex." So what actually loud budgeting, and how can you adopt it into your 2024 goal list? Read on to find out more, with expert advice on how to stick to it for the whole year. is a finance broker and the PR and marketing manager at Finbri.
Battle explains more about the concept in the TikTok video, and his theory makes total sense. "You feel like you come out of the situation winning," he says. "It's not 'I don't have enough,' it's 'I don't want to spend.
'" It's less about looking to be like celebrities, and more about focusing on our own lives. Essentially, loud budgeting is about being upfront and honest about your financial situation and taking control of where and how you want to spend the money you do have. It's about.