2 weeks Ago By ABMN Staff
Regions Financial ( NYSE:RF – Get Free Report ) and First Commonwealth Financial ( NYSE:FCF – Get Free Report ) are both finance companies, but which is the better investment? We will contrast the two companies based on the strength of their valuation, earnings, risk, profitability, analyst recommendations, institutional ownership and dividends. Risk and Volatility Regions Financial has a beta of 1.16, meaning that its share price is 16% more volatile than the S&P 500.
Comparatively, First Commonwealth Financial has a beta of 0.83, meaning that its share price is 17% less volatile than the S&P 500. Profitability This table compares Regions Financial and First Commonwealth Financial’s net margins, return on equity and return on assets.
Dividends Analyst Ratings This is a breakdown of recent ratings and target prices for Regions Financial and First Commonwealth Financial, as reported by MarketBeat.com. Regions Financial presently has a consensus price target of $26.
71, suggesting a potential downside of 2.18%. First Commonwealth Financial has a consensus price target of $17.
30, suggesting a potential downside of 9.57%. Given Regions Financial’s stronger consensus rating and higher probable upside, equities analysts clearly believe Regions Financial is more favorable than First Commonwealth Financial.
Valuation & Earnings This table compares Regions Financial and First Commonwealth Financial”s gross revenue, earnings per share (EPS) and valuation. Regions Financial has higher revenue and earnings than First Commonwealth Financial. First Commonwealth Financial is trading at a lower price-to-earnings ratio than Regions Financial, indicating that it is currently the more affordable of the two stocks.
Institutional & Insider Ownership 79.4% of Regions Financial shares are held by institutional investors. Comparatively, 72.
6% of First Commonwealth Financial shares are held by institutional investors. 0.3% of Regions Financial shares are held by insiders.
Comparatively, 2.0% of First Commonwealth Financial shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.
Summary Regions Financial beats First Commonwealth Financial on 12 of the 16 factors compared between the two stocks. About Regions Financial ( Get Free Report ) Regions Financial Corporation, a financial holding company, provides banking and bank-related services to individual and corporate customers. It operates through three segments: Corporate Bank, Consumer Bank, and Wealth Management.
The Corporate Bank segment offers commercial banking services, such as commercial and industrial, commercial real estate, and investor real estate lending; equipment lease financing; deposit products; and securities underwriting and placement, loan syndication and placement, foreign exchange, derivatives, merger and acquisition, and other advisory services. It serves corporate, middle market, and commercial real estate developers and investors. The Consumer Bank segment provides consumer banking products and services related to residential first mortgages, home equity lines and loans, consumer credit cards, and other consumer loans, as well as deposits.
The Wealth Management segment offers credit related products, and retirement and savings solutions; and trust and investment management, asset management, and estate planning services to individuals, businesses, governmental institutions, and non-profit entities. It also provides investment and insurance products; low-income housing tax credit corporate fund syndication services; and other specialty financing services. The company was founded in 1971 and is headquartered in Birmingham, Alabama.
About First Commonwealth Financial ( Get Free Report ) First Commonwealth Financial Corporation, a financial holding company, provides various consumer and commercial banking services in the United States. Its consumer services include personal checking accounts, interest-earning checking accounts, savings and health savings accounts, insured money market accounts, debit cards, investment certificates, fixed and variable rate certificates of deposit, mortgage loans, secured and unsecured installment loans, construction and real estate loans, safe deposit facilities, credit cards, credit lines with overdraft checking protection, IRA accounts, and automated teller machine (atm) services, as well as internet, mobile, and telephone banking services. The company's commercial banking services comprise commercial lending, business checking accounts, online account management services, payroll direct deposits, commercial cash management services, and repurchase agreements, as well as ACH origination services.
In addition, it offers various trust and asset management services; auto, home, and business insurance, as well as term life insurance; and annuities, mutual funds, and stock and bond brokerage services through a broker-dealer and insurance brokers. The company was founded in 1934 and is headquartered in Indiana, Pennsylvania. Receive News & Ratings for Regions Financial Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Regions Financial and related companies with MarketBeat.
com's FREE daily email newsletter ..
