Comparing OceanFirst Financial (NASDAQ:OCFC) and Amerant Bancorp (NASDAQ:AMTB)

Amerant Bancorp (NASDAQ:AMTB – Get Free Report) and OceanFirst Financial (NASDAQ:OCFC – Get Free Report) are both small-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their institutional ownership, risk, earnings, dividends, valuation, profitability and analyst recommendations. Dividends Amerant Bancorp pays an annual dividend [...]

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Amerant Bancorp ( NASDAQ:AMTB – Get Free Report ) and OceanFirst Financial ( NASDAQ:OCFC – Get Free Report ) are both small-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their institutional ownership, risk, earnings, dividends, valuation, profitability and analyst recommendations. Dividends Amerant Bancorp pays an annual dividend of $0.36 per share and has a dividend yield of 1.

8%. OceanFirst Financial pays an annual dividend of $0.80 per share and has a dividend yield of 4.



4%. Amerant Bancorp pays out 52.9% of its earnings in the form of a dividend.

OceanFirst Financial pays out 46.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

OceanFirst Financial is clearly the better dividend stock, given its higher yield and lower payout ratio. Analyst Recommendations This is a summary of current ratings and recommmendations for Amerant Bancorp and OceanFirst Financial, as provided by MarketBeat. Valuation and Earnings This table compares Amerant Bancorp and OceanFirst Financial”s top-line revenue, earnings per share (EPS) and valuation.

OceanFirst Financial has lower revenue, but higher earnings than Amerant Bancorp. OceanFirst Financial is trading at a lower price-to-earnings ratio than Amerant Bancorp, indicating that it is currently the more affordable of the two stocks. Insider & Institutional Ownership 42.

1% of Amerant Bancorp shares are held by institutional investors. Comparatively, 71.0% of OceanFirst Financial shares are held by institutional investors.

13.5% of Amerant Bancorp shares are held by insiders. Comparatively, 5.

0% of OceanFirst Financial shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth. Profitability This table compares Amerant Bancorp and OceanFirst Financial’s net margins, return on equity and return on assets.

Volatility and Risk Amerant Bancorp has a beta of 1, meaning that its share price has a similar volatility profile to the S&P 500.Comparatively, OceanFirst Financial has a beta of 1.01, meaning that its share price is 1% more volatile than the S&P 500.

Summary OceanFirst Financial beats Amerant Bancorp on 11 of the 16 factors compared between the two stocks. About Amerant Bancorp ( Get Free Report ) Amerant Bancorp Inc. operates as the bank holding company for Amerant Bank, N.

A. that provides banking products and services to individuals and businesses in the United States and internationally. It offers checking, savings, business, and money market accounts; cash management services; and certificates of deposits.

The company also provides variable and fixed rate commercial real estate loans; owner-occupied; single-family residential; commercial; and consumer loans and overdrafts, such as automobile, personal, or loans secured by cash or securities and revolving credit card agreements. In addition, it offers trust and estate planning products and services to high-net-worth customers, brokerage and investment advisory services in global capital markets, and wealth management and fiduciary services. Further, the company provides debit and credit cards, night depositories, direct deposits, cashier's checks, safe deposit boxes, letters of credit, and treasury management services, including wire transfer, remote deposit capture, and automated clearinghouse services; derivative instruments; and online and mobile banking, account balances, statements and other documents, online transfers and bill payment, and electronic delivery of customer statements services, as well as automated teller machines, and banking by mobile devices, telephone, and mail.

It operates banking centers in Florida and Texas. The company was formerly known as Mercantil Bank Holding Corporation and changed its name to Amerant Bancorp Inc. in June 2019.

Amerant Bancorp Inc. was founded in 1979 and is headquartered in Coral Gables, Florida. About OceanFirst Financial ( Get Free Report ) OceanFirst Financial Corp.

operates as the bank holding company for OceanFirst Bank N.A. that provides community banking services to retail and commercial customers.

It accepts money market accounts, savings accounts, interest-bearing checking accounts, non-interest-bearing accounts, and time deposits, that includes brokered deposits to retail, government, and business customers. The company also offers commercial real estate, multi-family, land loans, construction, and commercial and industrial loans; fixed-rate and adjustable-rate mortgage loans that are secured by one-to-four family residences; and consumer loans, such as home equity loans and lines of credit, student loans, overdraft line of credit, loans on savings accounts, and other consumer loans. In addition, it invests in mortgage-backed securities, securities issued by the U.

S. Government and agencies, corporate securities, and other investments. Further, the company offers bankcard, trust and asset management services; and bank owned life insurance products.

The company was founded in 1902 and is based in Red Bank, New Jersey. Receive News & Ratings for Amerant Bancorp Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Amerant Bancorp and related companies with MarketBeat.com's FREE daily email newsletter .

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