Can I Take My RMDs When My Portfolio Is Down to Make Them Smaller?

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Unfortunately, you can't time the market on required minimum distributions (RMDs). RMDs are calculated based on two factors: the value of your portfolio and your age, both as measured at the end of the previous year. So, for example, your required minimum distribution in 2025 is based on the value of your portfolio and your [...] The post Can I Take My RMDs When My Portfolio Is Down to Make Them Smaller? appeared first on SmartReads by SmartAsset.

Unfortunately, you can't time the market on required minimum distributions (RMDs). RMDs are calculated based on two factors: the value of your portfolio and your age, both as measured at the end of the previous year. So, for example, your required minimum distribution in 2025 is based on the value of your portfolio and your [.

..] The post Can I Take My RMDs When My Portfolio Is Down to Make Them Smaller? appeared first on SmartReads by SmartAsset.



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