Bankinter, S.A. (BKIMF) Q3 2024 Earnings Call Transcript

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Bankinter, S.A. ( OTCPK:BKIMF ) Q3 2024 Earnings Call Transcript October 24, 2024 3:00 AM ET Company Participants Laurie Shepard - IR Gloria Ortiz - CEO Jacobo Diaz - CFO Conference Call Participants Borja Ramirez - Citibank Maks Mishyn - JB Capital Ignacio Ulargui - BNP Paribas Francisco Riquel - Alantra Ignacio Cerezo - UBS Carlos Peixoto - CaixaBank BPI Britta Schmidt - Autonomous Research Alvaro Serrano - Morgan Stanley Hugo Cruz - KBW Cecilia Romero - Barclays Alberto Nigro - Mediobanca Laurie Shepard Good morning.

This is Laurie Shepard. On behalf of Investor Relations at Bankinter, it is our pleasure to welcome you all to the Bankinter's Earnings Call for the Third Quarter of 2024. Please note that our related financial statements were posted with market authorities earlier this morning.



All materials are also available on our corporate website. On today's call, we are joined by Bankinter's Chief Executive Officer, Gloria Ortiz; and Chief Financial Officer, Jacobo Diaz. At the end of the presentation, we will respond to analyst questions in a live Q&A.

Also, please refer to disclaimer in the presentation and note that this call is being recorded. I will now turn over to Gloria Ortiz to review the highlights, after which Jacobo will review in detail the financial results and the performance of our business segments across the group. Gloria Ortiz Thank you, Laurie, and good morning to everyone in the call.

To start on Page 5, I would like to highlight that Bankinter has continued to deliver another quarter of strong results. The key pillars that underpin the sustainable results continue to be the same. First, our strategic commitment to growing organically our business across the board.

As you can see, we have grown our loan book by 5%, increased retail deposits by 4% and continue to deliver exceptional growth in our off-balance sheet products.